Money-saving tips
Not the one who has much money , but the one who has enough money is
rich.
This is the truth you cannot argue with. How to be satisfied with
what we have and learn saving money on utter necessary things? Let's
learn? A man will not start saving without an apparent cause. Usually we
want to save money on a car, apartment, vacation, but we are not
successful always. From time to time we afford ourselves spending saved
money, this way putting aside acquisition of the desired thing.
If you are going to save to get something large, we advise you taking
credit in a bank. Thus, you receive necessary sum at once and can buy
what is necessary for you: a car, new furniture and so on.
But it also happens that people spend their wages till the end of a
month.
If it is about you, you should plan a family budget accurately and
learn saving. There are hundreds of dodges, showing how you can cope
with this "difficult" problem. But we will talk only about cores, most
applicable to most people's everyday life.
Strangely enough, most part of salary is spent on purchase of
products.
Frequently
people refuse purchasing of new technics or clothes to feed their
stomachs. Believe, purchase of products will not cost you such money, if
you approach this business with mind.
Many supermarkets offer a flexible system of discounts in morning and
day time. For example, in everyday life you can save on purchases up to
10 %.
Also it is quite good to have a plastic card of the shop you visit
more often. Usually holders of such cards will have a discount for
purchase from 3 to 10 %.
Many of us go on holiday for summer. It is also an excellent method
to save on payment of utilities! If you leave somewhere often, establish
a water counter. By the way, at reasonable water using, an established
counter for it is also a good way to save your money. For this purpose
you should apply in Housing Department. It is also possible to find
neighbours interested in water counters, and address in the firm,
prosecuting this subjects. You will receive quite good discount.
Now government urges us saving electric power. And, it is necessary
to tell, all conditions are created for this purpose. Replace usual
filament lamp by energy-conservative ones at home. Besides energy
saving, such lamps will serve you till 8 years. Getting new home
appliances, choose the one that saves electric power. Usually there are
marks "A class" on them.
If you are not confident in your choice, address to a seller-adviser.
He can choose a power saving model for you. If you have an electric
plate at home, an electric teapot is just necessary for you. This
miracle of technics will save your time and electric power. An electric
teapot, unlike plate, leads up water to boiling for approximately 1,5-2
minutes.
Saving on appearance does not mean looking bad and giving up your
appearance as a bad job. On the contrary, you can look also fine, as
well as now, but will spend smaller means for it.
At present the most ordinary hairstyle in a hairdressing salon will
cost you much cheap. Add to the price hair washing, colouring, setting
... it will rather be a round sum, having seen which you will lose your
desire to change image at all. But you also can try to save in this
situation: ask your acquaintances, whether they have familiar
hairdressers.
They are same masters who work in salons, but you will invite them to
your house. Such hairstyle at-home will cost you approximately 40 %
cheaper.
It is possible to go further and entrust your head to beginning
masters.
Special courses where they train hairdressers, volunteers, wishing to
have hair cut are required constantly. Do not worry for your head.
Process is watched by a skilled teacher.
As a result, you receive an excellent hairdress absolutely free of
charge - economically, isn't that so?
All girls like buying clothes. But how to make this process less
painful for your purse? Watch sales: in summer some shops offer 50%
discounts for clothes and footwear. Or buy something from an old
collection, such things also cost considerably less.
We also recommend you buying clothes not in retail shops, but
directly at the enterprises-manufacturers.
Besides the fact that healthy way of life is fashionable now, it
still helps you save. Reflect: cigarettes and alcohol are not a cheap
pleasure completely. Certainly, it is only your business. But when you
want to smoke a cigarette and drink some cognac once again, recollect
double benefit of a healthy way of life.
It is absolutely unessential to refuse dinners and suppers to buy a
car or leave in holiday abroad. Take advantage of our councils, and your
purse will become a bit thicker. |