‘Union Smart Health’ from Union Assurance
The unique insurance policythat covers the entire family
Union Assurance in its efforts to revolutionize the Sri Lankan insurance
industry by continuously bringing forth innovative and creative solutions has
introduced a unique cover that provides protection for the entire family. ‘Union
Smart Health,’ is a policy that provides coverage for the policyholder as well
as all his dependents, a unique proposition in Sri Lanka. Union Smart Health
functions as a rider cover to use as an add-on to the Union Life Advantage
Policy.
Accidents and sudden illnesses are part of everyday life – it is impossible to
fully anticipate misfortune. In addition to the emotional distress one
undergoes, the financial toll that illnesses and accidents can take is also
substantial. In order to minimize the financial stress one can be under in such
situations, it is important to have provided for any inevitability and challenge
that life can throw. The core aim of ‘Union Smart Health’ is to provide for such
challenging moments in life.
The Union Smart Health cover works by reimbursing the hospitalization and
healthcare expenses of the policyholder and his family members. The cover also
provides a ‘Cashless Card’ to the policyholder, who can in the event of a
hospitalisation, call the number mentioned in the card to activate the service.
Once the cashless service is activated, Union Assurance will settle the eligible
bill amount directly to the hospital
Union Smart health introduces ‘Revive benefit’ for the first time to the health
insurance industry in Sri Lanka which provides the opportunity for the policy
holder to claim again , in the event that 100% of the claimable funds having
been utilised, , provided that the hospitalisation is not due to an illness
which resulted in prior hospitalisation.
In case no claim has been made within a policy year, the maximum annual benefits
limit increases by 25% for the following policy year – the ‘No-Claim Bonus,’
which is another unique benefit offered through this policy.
Through Union Smart Health Policy, if the sum insured is Rs. 2mn, the
policyholder is entitled for coverage for treatments taken overseas – in
countries such as India, Singapore, and Malaysia.
Due to the complexities of modern lifestyle, the risks to health and wellbeing
have multiplied. Many of us fail to take necessary steps that would protect us
against the uncertainties of our busy lives. The Union Smart Health cover is the
perfect solution because it is easily obtained – with zero hassle, allows for
easy operation, and offers higher benefits.
To know more about the Union Smart Health cover, meet with one of our Insurance
Advisors or call our customer care hotline on 0112 990 900. Alternatively, you
can visit us at one of our Union Assurance Branches located island-wide. |