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DateLine Sunday, 20 April 2008

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Pay@Table - Bluetooth POS terminal at Hilton Colombo

The product is a superior technology from Ingenico France, the world leader for supplying EMV compliant POS terminals, certified by all major banks and accepts all international debit credit cards.

AG Austasia is a Perth, Western Australian based company with their development centre in Sri Lanka are the application development partner for Ingenico, France. Pay@Table is a unique product of Ingenico with state-of-the-art technology introduced for the first time in Sri Lanka.

This payment system is placed at the following Restaurants at Hilton Colombo, namely Ginza Hohsen, Spices, Emperor’s Wok and Thorana Lounge and at Hotel Mount Lavinia, Rajabojun and other restaurants and clubs.

What is Pay@Table?

Pay@Table is a solution dedicated and tailored to hospitality markets for high secure transactions. It was born out of the idea that handling customer payments could be greatly improved worldwide through a user friendly, portable device that accepts all transaction types while speeding delivery of service, improving convenience, security and lowering transaction costs.

With Pay@Table, the terminal is brought to the customer, allowing payment at the table. Customers maintain control of their card throughout the entire payment process thus reducing the chance of fraud.

Restaurants, hotels and other hospitality businesses can increase table turns and security all through the use of Pay@Table benefits your staff through increased efficiencies, and less physical effort to complete a transaction.

Pay@Table is a completely new and improved way to accept payment at the table, sidewalk or any where within its range.

More secure, less fraud

Skimming can occur anytime a credit card holder loses sight of his or her credit card. With Pay@Table, consumers maintain control of their card as they always have the card in their hands. The customer enjoys a significantly higher level of personal security and reduces fraud potential dramatically.

PIN-based transactions require the customer to enter their Personal Identification Number to complete the transaction. This means they must go wherever the POS is. If the restaurant is equipped with countertop payment terminals, the customer has to stand up and walk over to the counter.

“People who use Bluetooth, if they use short PINs, are exposing data on the device,” said Olli Whitehouse, a researcher for digital security consulting from @StakeInc., as quoted in an April 2004 CNET News.com report.

This is why Ingenico terminals are not based on a 4-digit PIN but rather on a 16-digit PIN. Furthermore, this PIN code is generated through the Diffie-Hellman key agreement protocol meaning that there is no way to “guess” the PIN Code.

In other words, cracking this Bluetooth implementation is simply not economically feasible.

Even if a hacker is within range of the Bluetooth wireless LAN, Ingenico terminals cannot be addressed by unauthorised Bluetooth devices because they do not “listen” to incoming messages from any other Bluetooth devices and are not configured to be “discoverable”.

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